ELIGIBILITY & SCOPE
OUR REVIEW PROCESS
LINE OF CREDIT FAQs
Capital Support Line of Credit
The Capital Support Line of Credit is an optional operating capital facility that may be extended to incorporated companies operating within the PTB Contract Exchange framework.
It is designed to support operational stability and controlled growth under documented corporate authority.
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This facility is not publicly offered and is not automatically available. Access depends on corporate structure, internal review, and documented approval processes.
Business Line of Credit
Eligibility and Scope
The facility is limited to incorporated operating companies structured within the PTB Contract Exchange participation model.
It is not available to individuals or external entities outside the framework.
Incorporated Operating Companies Only
The incorporated company must be properly structured with defined ownership, director appointments, and documented participation roles.
Governance mechanics applicable to eligibility are outlined in Business Structure Framework.
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Eligibility review considers the company’s operational structure and documented revenue processes. Participation alone does not create entitlement to capital support.
Discretionary Review Process
Capital support is evaluated individually and may be declined at any stage. There is no automatic approval threshold or standardized allocation formula.
Structured Evaluation
Internal review considers operational stability, documented revenue flow, governance clarity, and existing obligations.
The operational sequencing of incorporated companies is described in How It Works.
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Each approval, if granted, is documented through formal agreements executed by the incorporated company. Terms are defined in writing prior to any extension of funds.
Facility Structure
The line of credit is structured as a repayable commercial obligation of the incorporated company. It may be secured or unsecured depending on documented terms.
Documented Terms and Obligations
Repayment structure, utilization limits, and duration are defined in formal agreements. No facility is extended without corporate authorization from appointed leadership.
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The incorporated company remains fully responsible for repayment. PTB Contract Exchange does not assume operational control as a condition of credit support.
Relationship to Revenue Documentation
Revenue entry and distribution documentation remain separate from capital approval decisions. Documentation supports visibility but does not guarantee access to capital.
Separation of Functions
Revenue records maintained through the platform are described on Revenue Transparency Platform. These records may inform internal review but do not create lending rights.
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Distribution decisions remain governed by corporate authority. Capital facility decisions remain discretionary.
Operational Independence
Access to capital support does not transfer ownership or management control. The incorporated company continues to govern its own operations.
Governance Remains Internal
Directors retain authority over operational execution and customer contracts. Capital agreements do not alter governance structure unless explicitly documented.
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The incorporated company remains the contracting party with customers across Canada. PTB Contract Exchange remains administrative in nature.
Frequently Asked Questions
Q: Is the Capital Support Line of Credit publicly available
A: No, it is only available to incorporated companies operating within the PTB Contract Exchange framework.
Q: Is approval automatic if revenue is documented
A: No, documented revenue does not guarantee approval and each facility is evaluated individually.
Q: Does capital support transfer ownership
A: No, ownership and governance remain with the incorporated company unless formally amended through corporate procedures.
Q: Are repayment terms standardized
A: No, terms vary depending on the specific agreement executed with the incorporated company.